Overview:

We are looking for an experienced Asset-Based Lending Portfolio Manager/Field Examiner to oversee our clients asset-based lending portfolio. This role combines portfolio management with field examination responsibilities to ensure the quality and performance of our loans. The ideal candidate will have a strong understanding of asset-based lending, risk assessment, and field examination procedures.

 Key Responsibilities:

1. Portfolio Management:
• Manage a diverse portfolio of asset-based loans, monitoring performance and ensuring compliance with loan agreements.
• Conduct regular reviews of portfolio performance, including financial health and risk assessment of borrowers.
2. Field Examination:
• Perform on-site examinations of borrowers to assess asset quality, operational practices, and compliance with loan covenants.
• Evaluate the adequacy of collateral and verify the existence and condition of assets securing loans.
3. Risk Assessment:
• Identify and mitigate potential risks within the portfolio, recommending strategies to address any concerns.
• Monitor industry trends and economic conditions that may impact borrower performance and collateral values.
4. Reporting:
• Prepare detailed reports on portfolio performance, risk exposures, and findings from field examinations for senior management and the investment committee.
• Develop and maintain reporting metrics to track portfolio health and identify trends.
5. Collaboration:
• Work closely with underwriting and credit to provide insights on portfolio performance and borrower risk.
• Collaborate with internal stakeholders to support loan renewals, modifications, and restructurings.
6. Client Interaction:
• Build and maintain strong relationships with borrowers, addressing any concerns or issues as they arise.
• Provide guidance and support to clients regarding financial management and compliance with loan terms.
7. Process Improvement:
• Continuously assess and enhance portfolio management and field examination processes to improve efficiency and effectiveness.
• Implement best practices in asset-based lending and risk management.

Qualifications:

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
• Minimum of 2+ years of experience in asset-based lending, portfolio management, or field examination.
• Strong understanding of financial analysis, risk assessment, and collateral valuation.
• Excellent analytical skills with a detail-oriented approach.
• Proficient in financial modeling and familiarity with lending software/tools.
• Strong written and verbal communication skills.
• Ability to travel for field examinations and client meetings.

• Experience working in a family office or non-bank lending environment.
• Middle Market experience a plus

Benefits:

• Competitive salary and performance-based bonuses.
• Comprehensive health, dental, and retirement plans.
• Hybrid Work