This position is responsible for the daily administration of the loan portfolio. The essential functions include:

•                  Maintenance and servicing of the portfolio

•                  Ensuring compliance with SBA, USDA and Bank policies and procedures

•                  10+ years’ experience of USDA Servicing and liquidation

•                  10+ years of special assets management

•                  Provide mentoring and leadership for team members

•                  Managing the collections process

•                  Manage the renewal process of maturing loans in the portfolio

•                  Perform annual reviews on all loans in the portfolio

•                  Collect all financial documents and other documentation to ensure compliance with loan covenant and risk ratings.

•                  Compile and distribute weekly, monthly, quarterly and annual loan management reports as prescribed

ESSENTIAL DUTIES AND RESPONSIBILITIES

•                  Have a proficient knowledge of the SBA SOP 50-57, SBA 50 10 & USDA Regulations

•                  Manage the SBA & USDA Guaranty Liquidation process

•                  Manage the loan work-out process, including collateral liquidation

•                  Assists manager with the training and mentoring of team members

•                  Ability to assess each borrower’s credit and ability to repay their loans though the annual review process and recommend a risk rating based on credit

•                  Assists borrowers on servicing actions on their loans using applicable bank, SBA and USDA policies and procedures